It is no secret that FICO scores are extremely important to consumers these days. When it comes down to it, we no longer live in an age where consumers getting a loan is as simple as walking into the bank with a firm handshake. These days, banks look at the credit history of Americans before …

Are you one of the quite a few consumers that is unhappy with your current charge card account interest rates? Have you paid all of your payments on time every time? Do you feel as though you are paying a rate that you do not deserve? Well, I’ve got great news for you! Although, most …

It comes as no surprise that credit cards are an important tool for financial stability to many people. The simple fact is that most people have and use charge card accounts on a daily basis. With that said, if you are reading this article, you have probably decided to apply for a new charge card …

Years ago, a good firm handshake and a smile was all it took to get a good loan. However, these days, tracking systems and credit scores have come into play to show the bank the probability of a loan being paid back. Higher FICO ratings mean that lenders take less of a risk when giving …

Do you have a credit card? Chances are, if you are over the age of 18 and currently reside in the United States, you do! As a matter of fact, the average consumer in the United States not only has a credit card but has hundreds or even thousands of dollars in credit card balances. …

I’m sure that you know about credit card accounts. As a matter of fact, if you are like most Americans in the United States, chances are, you have a charge card account in your wallet or pocket book! With that said, it’s a surprise to me that many people simply don’t understand charge card account …

If you are like most consumers, you would love to be able to go on vacation every year. What would make it even better is if this vacation was free! However, did you know that if you have good credit, you can earn a free vacation every year simply by using your charge cards? That’s …

It is an unfortunate reality that the financial recession has forced many people into credit card account debt. However, people who have chosen to use Chase credit cards seem to be a bit more thankful during these trying times. This is because Chase has offered a financial hardship program to Americans that can be matched …

It should come as no surprise that credit cards play a vital role in the financial stability of the average American. When it comes down to it, most Americans have a credit card account or two in their wallet or pocket book. However, many people have heard of another charge card type that they might …