It is no secret that credit cards are used by Americans on a daily basis. What does come as a surprise however is that with such an overwhelming amount of use of credit cards, when it comes time to compare the offers, people generally don’t know where to start. With that said, if you are …

Years ago, getting a loan was a very simple process. All consumers had to do was walk into the bank with a firm handshake and a smile and ask! This would be enough to qualify consumers for loans. However, these days, getting a loan requires more of a process. One of the most important factors …

Due to the zero liability coverage provided by most bank card issuers, if your bank card is stolen you are sometimes solely accountable for a very small portion of the unauthorized purchases- if any. Even when a thief costs hundreds of dollars in your bank card, a zero legal responsibility policy means you don’t pay …

Years ago, if consumers wanted a loan, all they would have to do to get one is ask with a smile and a firm handshake. Unfortunately, things don’t work quite the same these days. As a matter of fact, getting a loan requires much more than a firm handshake these days, it requires that people …

It comes as no surprise that quite a few Americans use charge card accounts. When it comes down to it, studies have shown that people not only use credit cards, the average consumer actually carries a balance on their credit cards. Therefore, it should be no surprise that each and every day, people are looking …

Are you one of the Many people that is sick and tired of walking out to your mailbox only to find credit card bills that show you are paying an APR that you don’t feel as though you deserve? Well, you are not alone. Unfortunately, Quite a few Americans find themselves paying high credit card …

It should come as no surprise that many people use charge cards. The surprise to me is that with so many rewards charge card account offers out there, many Americans are using credit card accounts that don’t offer any rewards for their use. If you are one of these consumers, chances are you may be …

Years ago, getting a loan was a simple as walking into a bank with a firm handshake and a smile. However, the unfortunate reality is that due to non-payment of loans, banks had to begin being a bit more strict about which consumers they would give loans to. This has lead to what we know …

It is no secret that many people use credit cards on a daily basis. As a matter of fact, statistics show that average people not only have charge card accounts but maintain charge card account debt. It also should come as no surprise that improper use of credit cards can lead to extreme financial hardships …

It is an unfortunate reality that as a result of the financial recession that our country has faced over the past few years, several Americans have found themselves dealing with charge card account debt. The worst part about it is that quite a few of these people feel as though they must pay the high …