Just about all Americans know what a credit card account is. Let’s face it, studies show that average consumers not only know what credit cards are, they have one in their pockets. With that said, it should come as no surprise that improper use of charge cards is one of the leading causes of credit …

It should come as no surprise when I say that credit card accounts are a vital financial tool used amongst most people. With that said, if you do not have a credit card or you are unhappy with your credit card company, chances are, you are looking for a new credit card account that will …

It is no secret that FICO scores are extremely important to consumers these days. When it comes down to it, we no longer live in an age where consumers getting a loan is as simple as walking into the bank with a firm handshake. These days, banks look at the credit history of Americans before …

Are you one of the quite a few consumers that is unhappy with your current charge card account interest rates? Have you paid all of your payments on time every time? Do you feel as though you are paying a rate that you do not deserve? Well, I’ve got great news for you! Although, most …

If you are like me, then you are one of the many Americans that pay close attention to politics and how they will effect finances. Well, today, I am remembering the Card Holders Bill Of Rights an act put in place in 2009. The purpose of this act was to protect Americans from unforeseen increases …

It should come as no secret that many consumers are very unhappy with their credit card APRs. However, what is not so commonly known by Americans is that those Americans how have made it a point to pay more than their minimum payments on time every time, have a few options to reduce their credit …

It should come as no surprise that credit cards are an important financial tool used by quite a few Americans. These financial tools allow consumers the ability to use them to borrow money when they are in need. With that considered, it comes as a surprise that most Americans don’t know about the many different …

It comes as no surprise that credit cards are an important tool for financial stability to many people. The simple fact is that most people have and use charge card accounts on a daily basis. With that said, if you are reading this article, you have probably decided to apply for a new charge card …

Years ago, getting a loan was a fairly simple process. All people had to do to get the cash that they needed was walk into a lenders office with a bright smile and firm handshake and they would most likely qualify for a loan. Unfortunately, this system was so efficient. As a matter of fact, …

It is an unfortunate reality for many people. The recession that we all have faced over the past few years has forced many people into overwhelming, high interest rate charge card account debt. Wanting nothing more than relief from their debts, many Americans choose to use a debt consolidation or debt settlement program to reduce …