It is no secret that many consumers have credit card accounts. As a matter of fact, the overwhelming majority of people whom have come of age use credit card accounts on a regular basis. The unfortunate reality of the situation however, is that most consumers don’t necessarily know what they should when it comes to …

It is unfortunate that many people these days face credit card account debt. The simple fact is that as the economy spiraled out of control and into a recession, a great deal of Americans fell down with it. Using credit card accounts to get by, a great deal of of these people have found themselves …

Over the last two years as a university student, I’d spent a lot of time in credit card debt. As a student in Singapore, I made a mistake of getting a secured credit card from a bank, by putting down $10,000 as collateral in a fixed deposit account. That $10,000 was my hard earned money …