If you are like most consumers, you would love to be able to go on vacation every year. What would make it even better is if this vacation was free! However, did you know that if you have good credit, you can earn a free vacation every year simply by using your charge cards? That’s …

Years ago, getting a loan was a very simple process. The process consisted of walking into a bank or lending institution and asking for a loan with a smile and a firm handshake. Unfortunately, this system didn’t work well. When it came down to it, the poor tracking meant that banks would loose a lot …

It is an unfortunate reality that the financial recession has forced many people into credit card account debt. However, people who have chosen to use Chase credit cards seem to be a bit more thankful during these trying times. This is because Chase has offered a financial hardship program to Americans that can be matched …

It should come as no surprise that credit cards play a vital role in the financial stability of the average American. When it comes down to it, most Americans have a credit card account or two in their wallet or pocket book. However, many people have heard of another charge card type that they might …

Understanding Credit Card Interest Rates Many Americans world wide use credit cards. This is no secret. The unfortunate reality of the situation however is that most consumers don’t understand the rates that they are being charged on their charge cards. As a matter of fact, some studies show that about 60% of people who use …

Have you heard of charge cards? If you live in the United States, chances are that you have. As a matter of fact, the average American uses credit cards on a daily basis. However, improper use of charge card accounts is one of the leading causes of financial hardship that Americans face. With that said, …

It is no secret that many consumers have credit card accounts. As a matter of fact, the overwhelming majority of people whom have come of age use credit card accounts on a regular basis. The unfortunate reality of the situation however, is that most consumers don’t necessarily know what they should when it comes to …

It is unfortunate that many people these days face credit card account debt. The simple fact is that as the economy spiraled out of control and into a recession, a great deal of Americans fell down with it. Using credit card accounts to get by, a great deal of of these people have found themselves …