Years ago, getting a loan was a very simple process. All consumers had to do was walk into the bank with a firm handshake and a smile and ask! This would be enough to qualify consumers for loans. However, these days, getting a loan requires more of a process. One of the most important factors …

It is no secret that FICO scores are extremely important to consumers these days. When it comes down to it, we no longer live in an age where consumers getting a loan is as simple as walking into the bank with a firm handshake. These days, banks look at the credit history of Americans before …