It is an unfortunate reality for many people. The recession that we all have faced over the past few years has forced many people into overwhelming, high interest rate charge card account debt. Wanting nothing more than relief from their debts, many Americans choose to use a debt consolidation or debt settlement program to reduce …

It is no secret that the United States just finally started to grow again after a severe world wide financial hardship. Unfortunately, although some stocks may be showing a rise, many Americans are dealing with an entirely new issue, overwhelming credit card debt. If you are one of these people, don’t feel bad. Studies show …