It is no secret that many people use credit cards on a daily basis. As a matter of fact, statistics show that average people not only have charge card accounts but maintain charge card account debt. It also should come as no surprise that improper use of credit cards can lead to extreme financial hardships …

Just about all Americans know what a credit card account is. Let’s face it, studies show that average consumers not only know what credit cards are, they have one in their pockets. With that said, it should come as no surprise that improper use of charge cards is one of the leading causes of credit …